Best iPhone Money Transfer Apps

Who I am
Steven L. Ken

Author and references

Traditional banks are good, but there are countless situations where they aren't good enough, and you would need a capable money transfer app to get things done. Whether it's paying bills or paying for your online purchases, these apps come in handy. So, if you also want to explore money transfer apps and research the best ones, this guide is for you. In this comprehensive guide, we will share the best money transfer apps for iPhone.


PayPal is one of the best apps to transfer money in 2022. We don't think PayPal needs any introduction, as it's arguably one of the most popular money transfer services.

The company offers its services in all major countries of the world, so there is a high chance that Paypal offers its services in your country. Also, it includes handy features like fraud protection, which ensures that you don't lose your money. The app also allows you to login by fingerprint and two-factor authentication, ensuring that only you have access to your funds.

Google Pay

Google Pay is arguably one of the most popular iPhone apps for transferring money. It's a truly global money transfer app, used by millions of individuals and small retailers around the world.

You can simply add your credit/debit card to Google Pay and start paying online. The best thing about Google Play is that it doesn't require you to share your bank details, which is a plus. Also, it lets you transfer loyalty cards, rewards programs, and other stuff to the Google Pay app, and you won't need to install the separate apps.


Venmo is one of the best money transfer apps for iPhone. Whether it's a small transaction to your friend or a huge amount, you can do it with Venmo.

You can use the Venmo to pay for things anywhere, “MasterCard” is accepted. On top of that, Venmo has partnered with services like Uber, StockX, Grubhub, and Zola to make sure you can pay to use these services.


WhatsApp is arguably the most popular messaging apps out there, and now Facebook is taking it to the next level by enabling payments from WhatsApp. You can simply use the app to send and receive payments online.

This feature is not currently available in all countries around the world, but it will be available soon. So, if it's available in your country, you can use it to send or receive payments on the go.


Zelle is one of the most popular money transfer apps that you can use to transfer money to your friends and colleagues. This app is primarily intended for US-based users, and the service has partnered with major US banks and credit unions to provide reliable service.

You can simply use an app to transfer money from your bank account to another bank account while on the go. However, this is only possible if your bank is backed by Zelle, and chances are your bank is backed because Zelle has partnered with major US banks.

Cash App

Cash App is one of the best money transfer apps for iPhone. The best thing about Cash App is that it is truly an international money transfer app that lets you send or receive payments from anywhere.

When you sign up for the service, you get the instant virtual VISA card, and within a week you get the physical VISA debit card. So you can use the app for online payments and physical cards for offline payments.

Western Union

Western Union is one of the best money transfer apps for iPhone in 2022. It is a truly international money transfer service as it operates in over 200 countries and 500 locations around the world.

You can use this app to get live exchange rates of popular currencies. You can also send payments worldwide and track your money transfers. Plus, you can send money to friends and family with a quick resend feature.


TransferWise is another very popular money transfer app which is used by over 6 million users worldwide. The best thing about TransferWise is that it comes with a real-time exchange rate, which means the app won't charge you a higher exchange rate.

Also, it allows you to transfer money on the go and it can hold up to 40 currencies at a time with the free account. TransferWise is a very capable app, and you can use it if you want to hold multiple currencies in your account!

How to choose the best money transfer app for iPhone?

When it comes to money transfer apps, you need to exercise extreme caution as it involves your hard-earned money. We therefore recommend that you always rely on well-established and popular services. All these listed apps are tried and tested by millions of users worldwide and provide the best service.

However, we recommend that you check the reviews of each service and consider the other features, then choose the service that suits your needs. Here are some common factors you should consider when choosing a money transfer app.

  • Does the app offer its services in your area?
  • What fees do they charge on a transaction?
  • What is the reputation of the app?
  • Does the app offer fraud protection?
  • Are there annual or subscription fees for using the service?

These are the important questions you should ask and check when selecting the money transfer service.


That's it, guys. These are the best iPhone apps to transfer money. All these apps are trusted by millions of users and you can use them without worry. If you have any questions, please let us know in the comments section below. Also, don't forget to check out our best productivity apps for iPhone.

add a comment of Best iPhone Money Transfer Apps
Comment sent successfully! We will review it in the next few hours.